Certificates of deposit

• First Bank of Boaz offers certificates of deposit for terms of seven days to 5 years.
• Our interest rates are competitive market rates.
• Penalty for early withdrawal; Loss of one month interest on maturities one year or less and loss of three months interest on maturities over one year.

Individual Retirement Accounts (IRAs)

• Tax deferred savings for retirement
• IRAs are constantly changing and our staff keeps up with all of the changes to better serve our customers.
• Our IRA’s are invested in CD’s and are FDIC insured so you will not lose any principle funds.
• First Bank of Boaz offers IRA certificates of deposit for terms of seven days to 5 years.
• Our interest rates are competitive market rates.